Best iPhone Apps: 16 of the best apps for iPhone

Spending Tracker

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What is Spending Tracker?

Ever been afraid of checking your bank balance, terrified of what you may (or may not) find in there? Spending Tracker is a money management app designed to help you make the most of your cash. 

What’s good?

It’s packed to the rafters full of features. You can choose to manage your money using a daily, monthly or yearly model, and pick from a selection of categories for expenses, such as sports and fuel. If, like myself, you enjoy a few down at the pub, you can even make your own category for drinking (lash, lash, lash).

When you rotate your phone into landscape mode, the app opens up a number of charts, displaying cash flow, bar and pie charts. These allow you to easily visualise your spending habits.

However, Spending Tracker’s most useful feature is arguably Budget Mode, which allows you to set a target that you’re not allowed to exceed. As a reward, any remaining budget is automatically carried over to the next period.

spending tracker

What’s bad?

It takes a while to get familiar with, so if you want to see results, you’re going to have to put the hours in. However, the return is worth it.

Verdict

Simple, yet surprisingly effective.

Download Spending Tracker now | Score: 9/10 | Price: Free | In-app purchases: Yes